{"id":88,"date":"2026-02-22T09:16:17","date_gmt":"2026-02-22T09:16:17","guid":{"rendered":"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/"},"modified":"2026-03-05T16:03:21","modified_gmt":"2026-03-05T16:03:21","slug":"4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026","status":"publish","type":"post","link":"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/","title":{"rendered":"4\ub300\ubcf4\ud5d8\uc774\ub780? \uc5f0\ubd09\uc5d0\uc11c \uc5bc\ub9c8\ub098 \ube60\uc9c0\ub098 &#8211; 2026\ub144 \uc694\uc728 \ucd1d\uc815\ub9ac"},"content":{"rendered":"<p>    <script type=\"application\/ld+json\">\n    {\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"headline\": \"4\ub300\ubcf4\ud5d8\uc774\ub780? \uc5f0\ubd09\uc5d0\uc11c \uc5bc\ub9c8\ub098 \ube60\uc9c0\ub098 - 2026\ub144 \uc694\uc728 \ucd1d\uc815\ub9ac\", \"description\": \"4\ub300\ubcf4\ud5d8(\uad6d\ubbfc\uc5f0\uae08, \uac74\uac15\ubcf4\ud5d8, \uace0\uc6a9\ubcf4\ud5d8, \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8)\uc774 \uc5f0\ubd09\uc5d0\uc11c \uc5bc\ub9c8\ub098 \uacf5\uc81c\ub418\ub294\uc9c0 \uc54c\ub824\ub4dc\ub9bd\ub2c8\ub2e4. 2026\ub144 \ucd5c\uc2e0 \uc694\uc728\uacfc \uacc4\uc0b0 \ubc29\ubc95\uc744 \ud655\uc778\ud558\uc138\uc694.\", \"author\": {\"@type\": \"Organization\", \"name\": \"groo.guru\", \"url\": \"https:\/\/groo.guru\"}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"groo.guru\"}, \"datePublished\": \"2026-02-22\", \"dateModified\": \"2026-02-22\"}\n    <\/script><\/p>\n<p><strong>4\ub300\ubcf4\ud5d8 \uacc4\uc0b0<\/strong>\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud575\uc2ec \uac1c\ub150\uacfc \uc2e4\uc81c \ud65c\uc6a9 \ubc29\ubc95\uc744 \uc27d\uac8c \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/#4%EB%8C%80%EB%B3%B4%ED%97%98%EC%9D%B4%EB%9E%80\" >4\ub300\ubcf4\ud5d8\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/#2026%EB%85%84_4%EB%8C%80%EB%B3%B4%ED%97%98_%EC%9A%94%EC%9C%A8\" >2026\ub144 4\ub300\ubcf4\ud5d8 \uc694\uc728<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/#%EC%97%B0%EB%B4%89%EB%B3%84_4%EB%8C%80%EB%B3%B4%ED%97%98_%EA%B3%B5%EC%A0%9C_%EC%98%88%EC%8B%9C\" >\uc5f0\ubd09\ubcc4 4\ub300\ubcf4\ud5d8 \uacf5\uc81c \uc608\uc2dc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/#%EC%A7%81%EC%A0%91_%EA%B3%84%EC%82%B0%ED%95%B4_%EB%B3%B4%EC%84%B8%EC%9A%94\" >\uc9c1\uc811 \uacc4\uc0b0\ud574 \ubcf4\uc138\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/groo.guru\/blog\/4%eb%8c%80%eb%b3%b4%ed%97%98-%ea%b3%84%ec%82%b0-%ea%b0%80%ec%9d%b4%eb%93%9c-2026\/#%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\" >\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"4%EB%8C%80%EB%B3%B4%ED%97%98%EC%9D%B4%EB%9E%80\"><\/span>4\ub300\ubcf4\ud5d8\uc774\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>4\ub300\ubcf4\ud5d8<\/strong>\uc740 \uad6d\ubbfc\uc5f0\uae08, \uac74\uac15\ubcf4\ud5d8, \uace0\uc6a9\ubcf4\ud5d8, \uc0b0\uc7ac\ubcf4\ud5d8\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uadfc\ub85c\uc790\uc640 \uc0ac\uc5c5\uc8fc\uac00 \ud568\uaed8 \ubd80\ub2f4\ud558\uba70, \uadfc\ub85c\uc790 \uae09\uc5ec\uc5d0\uc11c \uc790\ub3d9\uc73c\ub85c \uacf5\uc81c\ub429\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uad6d\ubbfc\uc5f0\uae08:<\/strong> \ub178\ud6c4 \uc0dd\ud65c\uc744 \uc704\ud55c \uc5f0\uae08 (\uadfc\ub85c\uc790 4.5%)<\/li>\n<li><strong>\uac74\uac15\ubcf4\ud5d8:<\/strong> \uc758\ub8cc\ube44 \uc9c0\uc6d0 (\uadfc\ub85c\uc790 3.545%)<\/li>\n<li><strong>\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8:<\/strong> \uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 12.95%<\/li>\n<li><strong>\uace0\uc6a9\ubcf4\ud5d8:<\/strong> \uc2e4\uc5c5\uae09\uc5ec \uc7ac\uc6d0 (\uadfc\ub85c\uc790 0.9%)<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"2026%EB%85%84_4%EB%8C%80%EB%B3%B4%ED%97%98_%EC%9A%94%EC%9C%A8\"><\/span>2026\ub144 4\ub300\ubcf4\ud5d8 \uc694\uc728<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width:100%; border-collapse:collapse; margin:20px 0;\">\n<tr style=\"background:#f3f4f6;\">\n<th style=\"border:1px solid #d1d5db; padding:10px;\">\uad6c\ubd84<\/th>\n<th style=\"border:1px solid #d1d5db; padding:10px;\">\uadfc\ub85c\uc790<\/th>\n<th style=\"border:1px solid #d1d5db; padding:10px;\">\uc0ac\uc5c5\uc8fc<\/th>\n<th style=\"border:1px solid #d1d5db; padding:10px;\">\ud569\uacc4<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">\uad6d\ubbfc\uc5f0\uae08<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">4.5%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">4.5%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">9.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">\uac74\uac15\ubcf4\ud5d8<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">3.545%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">3.545%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">7.09%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">\uc7a5\uae30\uc694\uc591<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">\uac74\ubcf4\uc758 12.95%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">\uac74\ubcf4\uc758 12.95%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">\uace0\uc6a9\ubcf4\ud5d8<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">0.9%<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">0.9%~<\/td>\n<td style=\"border:1px solid #d1d5db; padding:10px;\">1.8%~<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%EC%97%B0%EB%B4%89%EB%B3%84_4%EB%8C%80%EB%B3%B4%ED%97%98_%EA%B3%B5%EC%A0%9C_%EC%98%88%EC%8B%9C\"><\/span>\uc5f0\ubd09\ubcc4 4\ub300\ubcf4\ud5d8 \uacf5\uc81c \uc608\uc2dc<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc5f0\ubd09 3,000\ub9cc\uc6d0 (\uc6d4\uae09 250\ub9cc\uc6d0 \uae30\uc900):<\/p>\n<ul>\n<li>\uad6d\ubbfc\uc5f0\uae08: \uc57d 112,500\uc6d0<\/li>\n<li>\uac74\uac15\ubcf4\ud5d8: \uc57d 88,625\uc6d0<\/li>\n<li>\uc7a5\uae30\uc694\uc591: \uc57d 11,477\uc6d0<\/li>\n<li>\uace0\uc6a9\ubcf4\ud5d8: \uc57d 22,500\uc6d0<\/li>\n<li><strong>\ud569\uacc4: \uc57d 235,102\uc6d0\/\uc6d4<\/strong><\/li>\n<\/ul>\n<p>\uc815\ud655\ud55c \uacc4\uc0b0\uc740 \uc5f0\ubd09\uacc4\uc0b0\uae30\ub97c \uc774\uc6a9\ud574 \ubcf4\uc138\uc694.<\/p>\n<hr>\n<h2><span class=\"ez-toc-section\" id=\"%EC%A7%81%EC%A0%91_%EA%B3%84%EC%82%B0%ED%95%B4_%EB%B3%B4%EC%84%B8%EC%9A%94\"><\/span>\uc9c1\uc811 \uacc4\uc0b0\ud574 \ubcf4\uc138\uc694<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc704\uc5d0\uc11c \uc124\uba85\ud55c \ub0b4\uc6a9\uc744 \uc9c1\uc811 \ud655\uc778\ud574 \ubcf4\uace0 \uc2f6\ub2e4\uba74, <strong>\uc5f0\ubd09\uacc4\uc0b0\uae30<\/strong>\ub97c \ubb34\ub8cc\ub85c \uc774\uc6a9\ud574 \ubcf4\uc138\uc694.<\/p>\n<p style=\"text-align:center; margin:30px 0;\">\n<a href=\"https:\/\/groo.guru\/finance\/salary-calculator.php\" target=\"_blank\" style=\"display:inline-block; background:#14B8A6; color:white; padding:12px 30px; text-decoration:none; font-weight:600; border-radius:6px;\">\uc5f0\ubd09\uacc4\uc0b0\uae30 \ubb34\ub8cc\ub85c \uc0ac\uc6a9\ud558\uae30<\/a>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Q. \uc774 \uc815\ubcf4\ub294 \uc815\ud655\ud55c\uac00\uc694?<\/strong><\/p>\n<p>A. \ubcf8 \uae00\uc740 \ucd5c\uc2e0 \ubc95\ub839\uacfc \uae30\uc900\uc744 \ucc38\uace0\ud558\uc5ec \uc791\uc131\ub418\uc5c8\uc73c\ub098, \ucc38\uace0\uc6a9\uc774\ubbc0\ub85c \uc911\uc694\ud55c \uacb0\uc815\uc740 \uc804\ubb38\uac00 \uc0c1\ub2f4\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \uad00\ub828 \ub3c4\uad6c\ub97c \ubb34\ub8cc\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n<p>A. \ub124, groo.guru\uc758 \ubaa8\ub4e0 \ub3c4\uad6c\ub294 \uc644\uc804 \ubb34\ub8cc\uc785\ub2c8\ub2e4. \ud68c\uc6d0\uac00\uc785 \uc5c6\uc774 \ubc14\ub85c \uc774\uc6a9\ud558\uc138\uc694.<\/p>\n<hr>\n<p><strong>groo.guru<\/strong>\uc740 \ub2e4\uc591\ud55c \ubb34\ub8cc \uc628\ub77c\uc778 \uc720\ud2f8\ub9ac\ud2f0 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/groo.guru\" target=\"_blank\">https:\/\/groo.guru<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>4\ub300\ubcf4\ud5d8 \uacc4\uc0b0\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud575\uc2ec \uac1c\ub150\uacfc \uc2e4\uc81c \ud65c\uc6a9 \ubc29\ubc95\uc744 \uc27d\uac8c \uc124\uba85\ud569\ub2c8\ub2e4. 4\ub300\ubcf4\ud5d8\uc774\ub780? 4\ub300\ubcf4\ud5d8\uc740 \uad6d\ubbfc\uc5f0\uae08, \uac74\uac15\ubcf4\ud5d8, \uace0\uc6a9\ubcf4\ud5d8, \uc0b0\uc7ac\ubcf4\ud5d8\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uadfc\ub85c\uc790\uc640 \uc0ac\uc5c5\uc8fc\uac00 \ud568\uaed8 \ubd80\ub2f4\ud558\uba70, \uadfc\ub85c\uc790 \uae09\uc5ec\uc5d0\uc11c \uc790\ub3d9\uc73c\ub85c \uacf5\uc81c\ub429\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08: \ub178\ud6c4 \uc0dd\ud65c\uc744 \uc704\ud55c \uc5f0\uae08 (\uadfc\ub85c\uc790 4.5%) \uac74\uac15\ubcf4\ud5d8: \uc758\ub8cc\ube44 \uc9c0\uc6d0 (\uadfc\ub85c\uc790 3.545%) \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8: \uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 12.95% \uace0\uc6a9\ubcf4\ud5d8: \uc2e4\uc5c5\uae09\uc5ec \uc7ac\uc6d0 (\uadfc\ub85c\uc790 0.9%) 2026\ub144 4\ub300\ubcf4\ud5d8 \uc694\uc728 \uad6c\ubd84 \uadfc\ub85c\uc790 \uc0ac\uc5c5\uc8fc \ud569\uacc4 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":106,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[107,3,4],"tags":[114,119,115,117,118,116],"class_list":{"0":"post-88","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-107","8":"category-3","9":"category-4","10":"tag-4-","13":"tag-117","14":"tag-118","15":"tag-116"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4\ub300\ubcf4\ud5d8 \uacc4\uc0b0 2026 | \uc5f0\ubd09\uc5d0\uc11c \uc2e4\uc81c\ub85c \ube60\uc9c0\ub294 \uae08\uc561 \ucd1d\uc815\ub9ac<\/title>\n<meta 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